Could Now Be The Right Time To Remortgage?
It seems there is a far greater willingness on the part of lenders to pass on the recent base rate cuts to people who already own their own home, rather than to those trying to get their foot on the residential ladder. With this in mind should homeowners ask themselves whether now might be the right time to remortgage their home? Mortgage lenders are making it harder and harder for first time buyers to get their first property; Nationwide recently decreased its loan-to-value (LTV) to 75% from 90% on some deals so that borrowers looking for a fixed or tracker rate have to find a deposit of at least 25%. ...
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