Pre-Existing Medical Condition - Declare Or Not?
So why do insurers make such a song and dance about it? Well put simply, insurers argue that the medical cover provided by a travel insurance policy is there for emergency cover and is not a substitute for private medical insurance. There are specialist products on the market for private health care and all that travel insurance is covering for is the unforeseen medical emergency that might occur whilst on holiday and provide for hospital care in country and repatriation if required. Once back in the UK, patients can then use the NHS or individual private health care plan they may have in place. ...
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