No Medical Exam Life Insurance Policies - Why They Are Bad For You
Unless you are a bad risk, it will cost you a lot more if you buy life insurance policies that are sold without any medical exam. In this type of policy, everyone is guaranteed that they'll be accepted irrespective of how bad a risk they are. Applicants don't have to go through any form of medical examination. You can buy this type of policy very easily even if you have a serious health condition. But good as this may seem, is the price really worth the value you get? The fact that applicants are not required to go through a medical exam should tell you that the insurers, in order to stay profitable, will assume the worst about your risk status. ...
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