How to Compare Life Insurance to Get the Best Rate
Most people spend too much for their life insurance. Why? Because they didn't take the time to compare rates. Here's how to compare life insurance to get the best rate. Understanding Life Insurance There are two basic types of life insurance - term life insurance and cash value life insurance. * Term life insurance is pure life insurance. All you pay for is a policy that pays a death benefit to your designated beneficiary when you die. This is the cheapest form of insurance initially, but your premiums increase with age. * Cash value life insurance (whole life, universal life, variable life) is insurance plus an investment account. ...
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