No Exam Life Insurance - Are We Paying Attention?
Is no exam life insurance a new thing? If you read some of the writings on the subject you would think it is. The fact is that the idea is not new at all. Life insurance companies have been issuing policies on a non medical basis for a very long time. The reason is that they can hold down costs by doing so. You may ask how can a life insurance achieve lower expenditure by issuing a no exam life insurance policy. Let us try to get the thinking of the decision makers in these companies. What Does It Normally Cost To Issue A Policy? The first thing we have to consider is the life insurance agents commission. ...
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