CCJs Loans Arrears and Bad Debt On The Increase
These days even the purchase of electronic items such as camcorder, T.V. Or washing machine is not complete without some salesman trying to get you to buy it on credit, or hire purchase. Then the sales pitch isn't complete until they upsell on PPI (payment protection insurance) and a 5 year warranty. You see buying things on credit and getting credit thus getting in to debt is very easy. The temptation of getting that car or holiday now rather than in 3 years time is quite compelling. Unfortunately a wage cut, divorce, accident or sickness or other lifestyle changes can make paying back the debt borrowed difficult. ...
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