Why They Want You to Have Bad Credit
HOW MUCH DOES DAMAGED CREDIT COST YOU? Example 1. $25, 000 Auto Loan 5 Years (60 Months) Perfect Credit- Rate=10% Payment = $531.18 Cost of Bad Credit= $0.00 Fair Credit- Rate=14% Payment = $581.71 Cost of Bad Credit= $3031.18 Poor Credit- Rate=20% Payment = $662.35 Cost of Bad Credit= $7870.82 BAD CREDIT AUTO LOANS ARE NOTHING COMPARED TO MORTGAGE LOANS Example 2. Mortgage Loan $100, 000 30 Years (360 Months) Perfect Credit- Rate 6% Payment $599.66 Cost of Bad Credit $0.00 Fair Credit- Rate 9% Payment $804.83 Cost of Bad Credit $73, 861.12 Poor Credit- Rate 14% Payment $1028.62 Cost of Bad Credit $154, 425. ...
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