The Paradox of Credit Cards
Credit cards can be a dangerously quick way to accumulate debt. At the same time, they are nigh-indispensable in today's economy. Mundane activities such as renting a car or starting dealings with a new bank all require you to show your credit card. A credit card proves your financial solvency. In some ways, it's also practical. If you have a high credit limit, you can charge payments to your card without having to always have cash with you, and without worrying about overdraft fees from your bank. Moreover, if something comes up, you always have a ready source of temporary money. Unfortunately, how you pay off your credit cards affects what kinds of credit cards you can get. ...
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