5 Things That Affect Your Credit Score
There are 5 main things that affect your credit score. Some weigh more than others, so if you are working on improving your credit score, you want to first focus on the areas that will have the biggest impact. These five things, in order of importance, are: Your Payment History (35% of your score) How Much Credit You're Using (30% of your score) How Long You've Had Credit (15% of your score) How Often Your Credit is Pulled (10% of your score) The Types of Credit You Have (10% of your score) The percentages above are how the factors weigh on the average person. The exact balance may vary a little from person to person, but this is a pretty accurate description. ...
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