Basic Facts About Credit Card Risk
Financial institutions make millions of dollars, every year, issuing credit cards to individuals who are considered high-risk... many of these same consumers have just gone through bankruptcy and are desperate to start rebuilding credit. Unless their spending habits have drastically changed, an unfortunate number of these people eventually find themselves in the same situation. Initially they tell themselves they will only use one card, but apply for all the credit they can get.The main problem with this is the fact that these high-risk individuals are charged an outrageous finance charge, in exchange for the opportunity to utilize this credit. ...
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